Built for jewellery businesses
Golden Ledger runs your gold, silver, and platinum savings schemes end to end — enrollment, collections priced to the gram at today's rate, fraud checks, and the books for every branch, in one place.
The platform
Price an installment in grams of 22k gold, not just currency — stamped from today's rate every time a customer pays, not typed in once and forgotten.
Duplicate-KYC and unusual-payment checks run automatically against every account's own baseline — before a bad debt, not after.
Email, SMS, and WhatsApp reminders go out before and after a due date, with no double-sends across channels.
A 0–100 risk score for every active enrollment, built from four signals you can see — not a black box.
Seven built-in reports — collections, risk, revenue, portfolio, orders, customers, loyalty — exportable to CSV or PDF.
Run Jewellery and Chit Fund — or any vertical you add — as independent lines under one organization.
For your customers
Every customer gets their own login — their schemes, their payment history, their accumulated grams. Nothing they shouldn't see, nothing your staff have to look up by hand.
Customers add it straight to their home screen from the browser — check a balance or pay an installment like a native app, with nothing to download from an app store.
There's no public sign-up — every organization is provisioned directly. Tell us about your business and we'll set up a walkthrough.